TERMS AND CONDITIONS
Effective Date: November 25th, 2023.
These Terms and Conditions ("Agreement") govern your use of the build.ng ("the Company," "we," or "our") digital property co-ownership platform and the services provided therein. By accessing or using our platform, you agree to be bound by this Agreement. If you do not agree with these terms, please do not use our platform.
1. Description of the Platform
1.1 The Company operates a digital property co-ownership platform that allows users to make contributions and co-own real estate properties through a collective funding model.
1.2 The Company facilitates buying of units or blocks in both co-owned properties, and vetted transactions between property owners/developers (Sellers) and platform users (Co-Owners).
2. Registration and Account
2.1 To use the platform, you must create an account, which may require providing personal information and agreeing to our Privacy Policy.
2.2 You are responsible for maintaining the confidentiality of your account information and any activities that occur under your account.
3. Contributions and Risks
3.1 Buying real estate carries risks. You acknowledge that you may lose some or all of the funds you contribute towards the acquisition of properties on our platform.
3.2 The Company does not guarantee any returns on your contributions made towards your ownership of any property.
4. User Conduct
4.1 You agree not to use the platform for any unlawful or prohibited purposes or in a manner that could harm the Company or other users.
4.2 You may not engage in any fraudulent or deceptive practices while using the platform.
5. Fees and Payments
5.1 The Company may charge fees for certain transactions or services on the platform. Details of fees and payment terms are available on the platform.
6. Intellectual Property
6.1 The platform's content, including text, graphics, logos, and software, is protected by intellectual property rights. You may not use, reproduce, or distribute this content without our express permission.
7. Termination
7.1 The Company may suspend or terminate your account for violation of this Agreement, or for any other reason.
8. Limitation of Liability
8.1 The Company is not liable for any direct, indirect, incidental, special, or consequential damages resulting from the use of the platform or any content contained therein.
9. Governing Law and Disputes
9.1 This Agreement is governed by the laws of the Federal Republic of Nigeria.
9.2 Any disputes between you and the Company shall be resolved through negotiation, and if not resolved, through arbitration.
10. Changes to the Agreement
10.1 The Company reserves the right to modify this Agreement at any time. We will provide notice of any material changes on the platform.
11. Contact Information
If you have any questions or concerns about this Agreement, you can contact us here.
PRIVACY POLICY
Effective Date: November 25th, 2023.
This Privacy Policy ("Policy") outlines how build.ng ("the Company," "we," "our," or "us") collects, uses, discloses, and protects your personal information when you use our digital property co-ownership platform. By accessing and using the Platform, you consent to the practices described in this Policy.
1. Information We Collect
1.1. Personal Information: We may collect personal information, such as your name, email address, contact information, and financial information when you create an account and use the Platform.
1.2. Device Information: We may collect device-specific information, such as your IP address, browser type, and operating system, for security and analytical purposes.
1.3. Sensitive Personal Data: We may collect sensitive personal data, including financial records and identification documents, when required for transactions on the Platform.
1.4. Consent: We will seek your explicit consent before processing sensitive personal data.
2. How We Use Your Information
2.1. Property Purchase Transactions: We use your personal information to facilitate property purchases, and provide related services on the Platform.
2.2. Communications: We may use your contact information to send you updates, notifications, and information related to your contributions, ownership and the Platform.
3. Information Sharing
3.1. Sellers and Developers: Your information may be shared with sellers or developers to facilitate transactions on the Platform.
3.2. Third-Party Service Providers: We may share information with third-party service providers for purposes like payment processing, security, and analytics. Such third parties will be contractually bound to comply with the NDPR.
3.3. Legal Compliance: We may disclose your information if required by law, to protect our rights, or to respond to legal requests.
4. Security and Data Retention
4.1. We implement security measures to protect your personal information, ensuring the confidentiality, integrity, and availability of your data.
4.2. We retain your information as long as necessary to fulfill the purposes outlined in this Policy or as required by law.
5. Cookies and Tracking
5.1. We may use cookies and similar tracking technologies to collect information about your usage of the Platform. You can manage cookie settings through your browser.
6. Access and Control
6.1. You have the right to access, correct, or delete your personal information. You may do so by contacting us.
7. Children's Privacy
7.1. The Platform is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children.
8. Changes to this Policy
8.1. We reserve the right to modify this Policy at any time. Any changes will be posted on the Platform.
9. NDPR Compliance
9.1. We adhere to the Nigerian Data Protection Regulation (NDPR) and take necessary steps to protect your data and privacy.
10. Contact Us
If you have questions or concerns about this Policy, or if you want to exercise your privacy rights, please contact us at [Contact Information].
COPYRIGHT POLICY
1. Ownership and Use of Content
1.1. All content available on the build.ng ("the Company," "we," "our," or "us") digital property co-ownership platform ("the Platform") is protected by copyright and other intellectual property laws.
1.2. All content, including text, graphics, images, logos, and software, is the property of the Company or its content providers.
2. Permissible Use of Content
2.1. Users are granted a limited, non-exclusive, non-transferable license to access and use the content on the Platform for personal, non-commercial purposes.
2.2. Users may not modify, distribute, reproduce, or create derivative works based on the content without the Company's express written consent.
3. User-Generated Content
3.1. Users may contribute and upload user-generated content to the Platform, such as comments, reviews, or other materials.
3.2. By submitting user-generated content, users grant the Company a non-exclusive, royalty-free, worldwide, perpetual license to use, display, and distribute such content on the Platform.
4. Copyright Infringement
4.1. The Company respects the intellectual property rights of others and expects its users to do the same.
4.2. If you believe that your copyright-protected work has been used on the Platform in a way that constitutes copyright infringement, please notify our Copyright Agent with the following information:
a. Identification of the copyrighted work you claim has been infringed. b. Identification of the material that is claimed to be infringing, including a description and its location on the Platform. c. Contact information, including your name, address, telephone number, and email address. d. A statement that you have a good faith belief that the use of the material is not authorized by the copyright owner, its agent, or the law. e. A statement that the information in the notification is accurate and, under penalty of perjury, that you are authorized to act on behalf of the copyright owner.
5. Copyright Agent
5.1. The Company's designated Copyright Agent for notice of claims of copyright infringement is [Contact Information].
6. Counter-Notification
6.1. If you believe that your content was removed or disabled by mistake or misidentification, you may submit a counter-notification to the Copyright Agent.
7. Changes to this Policy
7.1. We reserve the right to modify this Copyright Policy at any time. Any changes will be posted on the Platform.
8. Contact Us
If you have questions or concerns about this Copyright Policy, please contact us at [Contact Information].